ConferenceIssue Date2008Citation13th Finansial Service Institutes of Australasia (FINCIA) Banking and Finance ConferencePublisher오세아니아주 금융학회PlaceAT; melbourne, australia
ConferenceIssue Date2008Citation2008 Latin America Association for Consumer Research ConferencePublisherAssociation for Consumer ResearchPlaceBL; 브라질 상파울루
ConferenceIssue Date2009CitationIABE 2009 Annual Conference, pp.168 - 172PublisherInternational Academy of Business and EconomicsPlaceUS; Las Vegas, Nevada, USA